Thank you for choosing Money Zone. We are committed to protecting your privacy and ensuring that your personal information is collected, processed, and managed securely and transparently. This policy explains how we handle your data when you use our mobile application.
By accessing or using Money Zone, you agree to the practices described below. If you do not agree, please discontinue using the app.
We collect certain categories of information required to deliver compliant, efficient, and responsible financial services. All data collection is performed with your explicit consent and used solely for the stated purposes.
We access SMS messages related to your financial activities—such as salary credits, loan repayments, EMI notifications, and account transactions—to evaluate your financial stability and repayment behavior.
Only messages from the past six months are reviewed. All collected SMS data is securely transmitted to https://api.moneyzoneapp.com and permanently deleted after credit evaluation. Personal or unrelated conversations are never accessed.
We collect installed applications on your device. This includes all app package names, versions, and categories. The purpose is to identify financial or lending-related applications, analyze financial patterns, and ensure credit assessment accuracy.
This data is securely processed via https://api.moneyzoneapp.com and deleted once analysis is complete. No app usage data or personal activity logs are collected.
We request access to your device’s calendar to help manage repayment reminders, due dates, and loan-related schedules. This access ensures that you receive timely notifications to prevent missed repayments or penalties.
Calendar entries are securely uploaded to https://api.moneyzoneapp.com for risk evaluation and automatically deleted once processing is complete. You can revoke this permission anytime in your device settings.
Camera access may be requested to capture ID documents or selfies for KYC (Know Your Customer) verification. All images are securely uploaded to https://api.moneyzoneapp.com and deleted immediately after verification is complete.
We collect technical information such as IMEI, model, OS version, and advertising ID to detect fraud, ensure system compatibility, and maintain app integrity. This data is processed through https://api.moneyzoneapp.com and erased after use.
We collect basic identification and contact information including your name, address, contact number, occupation, and income details for loan eligibility assessment. All personal data is securely processed and permanently deleted after use at https://api.moneyzoneapp.com.
Approximate location may be used to confirm eligibility, detect fraudulent activities, and meet compliance requirements. GPS-level precision is not collected, and you may disable this access in your settings. Data is deleted after processing.
We access call logs only to detect voice calls used for OTP (one-time password) verification. This helps the app auto-fill voice OTPs securely. Data is uploaded to https://api.moneyzoneapp.com and deleted after verification. We do not access call content or unrelated records.
We collect information on user actions such as clicks, time spent on pages, and interaction flows. This helps optimize user experience and app performance. Data is securely stored on https://api.moneyzoneapp.com and deleted after analysis.
Your information is used only for legitimate business and compliance purposes:
To verify your identity and KYC documentation
To assess creditworthiness and eligibility
To prevent fraudulent activities
To facilitate smooth loan disbursement and repayment
To comply with applicable financial regulations
To provide customer support and resolve technical issues
We do not use your data for advertising or unrelated activities.
We maintain strict security and compliance measures:
End-to-end data encryption in storage and transmission
Access control within our systems
Secure servers with routine audits
Automatic deletion upon completion of processing
Compliance with Tanzanian and international privacy standards
Your data is never sold or commercially shared. It may be shared only in limited, regulated cases:
With authorized lending, verification, or compliance partners
With technical providers for fraud prevention or maintenance
With regulatory authorities, as required by law
All data sharing is strictly governed by confidentiality and encryption.
Money Zone is intended for users aged 18 years and above. If data from a minor is identified, it will be deleted promptly. Parents or guardians may request removal by contacting us.
You have the right to:
Access or correct your data
Revoke permissions at any time through device settings
Request full deletion of your data and account
To request deletion, please email info@shiralefinancial.com. After identity verification, your request will be processed within 7 working days.
Your data is retained only for:
Completing the credit evaluation and repayment lifecycle
Fulfilling legal or audit obligations
Preventing fraud and maintaining compliance
Once these purposes are achieved, data is permanently deleted from all systems.
This Privacy Policy may be revised periodically to reflect service updates or regulatory changes. Updated versions will be posted within the app. Continued use signifies your acceptance of such revisions.
For privacy-related queries or concerns, please contact our support team:
Email: info@shiralefinancial.com